What we do

Our non-life product line offers non-life insurance products to retail customers. The product portfolio includes road traffic, fire, third-party liability and legal assistance insurance. a.s.r. is firmly ranked in the top three non-life insurance companies in the Netherlands.

Targeting business owners, a.s.r. knows that business owners tend to continue where others decide to throw the towel. We help business owners to harness and protect their own labour capacity and that of their employees; the goal is to provide income security and business continuity

Our expert and driven employees focus on customer interests and are committed to treating customers fairly.

We do not only provide cover for medical expenses, but – more importantly – we also focus on care services. Our approach has a personal touch: we offer an excellent waiting list referral service, source high-quality care services and deliver a first-rate performance. 

Our customers can rely on our expert knowledge and our personal service. Our health insurance business has a keen eye for our customers’ health and for improving the level of care. Our compassion for our customers and passion for health services are what drive us. 

The life insurance product line comprises all insurance policies that involve asset-building, asset reduction, asset protection, family income protection and funeral expenses for consumers and business owners.

The pension business counts SMEs, large enterprises and pension funds among its customers. Products are distributed in close cooperation with consultants. Pensions are offered under our a.s.r. label.

We act as a partner in business to our customers and distribution partners. We offer the best possible combination of personal service, reliability, transparency and convenience to allow our customers to build a better financial future for themselves.

The WelThuis hypotheek mortgage is a.s.r.’s active product line.

We manage the a.s.r. assets and from May 2016 on we also offer our asset management skills to institutional clients. We believe in long term and sustainable investments. We are typically Dutch: sober, straight and we know the Dutch financial markets and laws by heart. We invest for our clients as we invest for ourselves. We consider the world a heritage which we pass on, this believe is guiding our acting and investing. We think of ourselves as commissioners of your assets. Future-proof. Always.

a.s.r. real estate invests in real estate on behalf of (inter)national institutional investors and manages real estate portfolios. The real estate platform consists of unlisted sector funds, which invest in shops, homes, offices, real estate on science parks and agricultural land. a.s.r. also invests in renewables and international unlisted real estate funds and listed real estate equities on behalf of our clients including a.s.r.

As Dutch asset managers, we invest money. We work on a responsible return every day. We do this together with pension funds, insurers, local authorities, healthcare and educational institutions, universities and schools, network companies, charities and capital funds. We manage a total of more than 75 billion euros, of which 25 billion euros for customers outside a.s.r.