Policy and Guidelines

Offering security to our customers is the reason a.s.r. exists. We are therefore very careful when investing the premiums that customers pay for their insurance. a.s.r. is a member of the Association of Insurers and is therefore well connected to the developments in Brussel.

Investment Policy Show

Offering security to our customers is the reason a.s.r. exists. We are therefore very careful when investing the premiums that customers pay for their insurance. We always want to be able to meet our financial obligations. We also offer the assurance that we invest socially responsible.
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Remuneration policy Show

Promoting and maintaining the integrity and solidity of our organization is the key theme of a.s.r.’s remuneration policy. The long term interests of all of our stakeholders form an important part of this. Our remuneration policy stimulates our employees to devote their efforts in the interests of clients and other stakeholders within the limits of the duty of due care.
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Healthcare procurement policy Show

Our healthcare procurement policy details how a.s.r. Ziektekosten negotiates contracts with healthcare providers. Our aim is to make this process more transparent, both for healthcare providers and for a.s.r. Ziektekosten itself. The policy explains how our procurement protects patients’ interests, ensures affordable care and makes a meaningful contribution to society. Information for healthcare providers (Dutch)
Diversity, Equity and Inclusion policy Show

a.s.r. is committed to an inclusive culture. For the company’s success it is important that employees are competent, but also that they are sufficiently different from one another. Difference in views, cultures, knowledge and experiences contribute to realising a.s.r.’s objectives and are used and deployed positively in innovative solutions for our customers.
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Voting Policy Show
- Voting Policy and Voting Report ASR Vermogensbeheer N.V.
- Proxy Voting Dashboard
Audit Policy Show
- Auditor Independence Policy
Transactions with related parties Show
- Policy for transactions with related parties (in Dutch)
Fair disclosure Show
- Policy on fair disclosure and bilateral dialoque
- Rules of procedure Disclosurecommissie ASR Nederland N.V. (Dutch)
Code of conduct Show
- a.s.r. Code of conduct
Supplier Code of conduct Show
- Supplier Code of conduct
Whistleblowing Procedure Show
- Whistleblowing Procedure a.s.r.
Rules for Insider Trading Show
- Rules for Insider Trading and Private Investment Transactions
Stakeholder policy Show
- Stakeholder policy

The Dutch Code of conduct for insurers Show
The Dutch Code of Conduct for insurers shows that the sector is committed to achieving a balance between commercial growth and social progress focusing on treating customers fairly. The Code was written based on the core values that were defined in 2009, i.e. certainty, enablement and social responsibility.
a.s.r. is a member of the Association of Insurers and is therefore well connected to the developments in Brussels. This makes the Dutch Association of Insurers particularly through its membership of the European umbrella organization of (re) insurers Insurance Europe. At Insurance Europe trade associations of insurers of all 27 EU member states are affiliated, plus those from a number of neighboring countries. Insurance Europe represents the interests of all types of insurers, including large pan-European banking insurers, mutual insurers and reinsurers.
For more information
Website Insurance Europe
Oath or affirmation Show

Our code of conduct helps us to do our job with due care and integrity. We believe it is vital that our employees adhere to these rules of conduct. To stress the importance we attach to this principle, we want every person who (regularly) provides services for or on behalf of a.s.r. to take the oath or affirmation. By taking the oath or affirmation, each employee promises that he or she will abide by the code of conduct.