There was hardly greater shame for people in the nineteenth century than having to be buried like a pauper.
With this in mind, D. Stolwerk and W.P. Ingenegeren established Let op Uw Einde, a funeral expenses fund, in Utrecht on 6 December 1847. In exchange for a small fee, members of the fund were guaranteed a decent burial. After just 25 years, Let op Uw Einde had become the largest funeral expenses insurer in the Netherlands.